The voice of customer risk management in France.

The National Federation of Business Information, Management of Claims and Civil Investigation is the professional organization that brings together companies – start-ups, SMEs, midcaps, banks, large groups – customer risk management, serving the French economy.

FIGEC member companies are working on a daily basis to secure the EUR 800 billion of business-to-business credit, reduce the EUR 56 billion loss for outstanding claims and safeguard the 300 000 jobs at risk each year.

For more information, please see our web at: www.figec.com

Founded in 1998, UNIREC is the National Union of Companies for the Protection of Credit. It is a member of Confindustria Innovative and Technological Services and FENCA, the European Federation of National Associations of Debt Collection Companies. It brings together nearly 200 companies, accounting for over 70% of the Italian debt collection market.

UNIREC represents the guarantee of an ethical approach between creditors and consumers through its best practices, including a rigid entry selection, continuous monitoring, the adoption, and compliance with a strict disciplinary code. It also promotes service excellence and professional growth through the provision of training courses.

For more information, please see our web at: www.unirec.it

Founded in 1994, ANGECO is the non-profit organization that brings together companies whose corporate purpose is to provide debt collection services and asset management, both amicably and judicially.

The most important national companies dedicated to this activity, the national subsidiaries of the large European multinationals in the sector, as well as the most expert law firms in the field are represented in ANGECO.

ANGECO represents a sector that is essential to ensure the proper functioning of the credit cycle. The fact that Spain is the only country in Europe where there is no specific regulation for this activity, implies the need for self-regulation that actively promotes good practices and ethics in all actions, and this is one of ANGECO's main tasks.

ANGECO belongs to the European Federation of National Associations of Debt Recovery Companies (FENCA) and is a full member of CEOE and CEPYME.

For more information, please see our web at: www.angeco.com