Iberian Legal Partner

As financial institutions around the world continue to focus on deleveraging their balance sheets, Allen & Overy has been at the forefront of the market, advising both governments, buyers and sellers of NPLs and we are well placed to setup and manage the legal aspects of SPVs for this purpose.

We are considered to be the premier firm across a range of banking and capital markets products and are able to bring together teams from across our leading practices in complementary areas such as funds, regulatory, debt capital markets, derivatives and securitisation to cover every aspect of a proposed transaction.

For more information, see: www.allenovery.com

Transactions Platform Partner

Debitos is the leading European NPL transactions platform, established in Frankfurt in 2010 by Timur Peters, its current CEO. Debitos has transacted over 800,000 loans in more than 16 countries with more than 1,800 registered investors.

Through an auction-based online transaction platform, banks, corporates and funds can sell their debts (loans, claims & real estates) to specialized investors.

Contact us now for more information!

For more information, see: www.debitos.com

Block Sponsors

Founded in Greece in 1995, Relational FS has grown to become one of the leading international software solutions providers with a footprint in 35 countries within EMEA.

Our headquarters and global R&D team are based in Athens, which is nowadays an international center of excellence for many globally known IT companies. We also have offices in Romania as well as local presences in the UK, Kenya and Dubai.

With a wide range of business class software solutions, we address core industries such as banking, telcos, retail and government sector, and we proudly serve over 300 corporate customers. We deliver Loan Origination, Loan Management and Debt Management solutions through our own i-Apply, LMS and AroTRON products. Our long-lasting partnership with a number of international software vendors such as SAP, Informatica and BMC allows us to also offer Business Service Management, Analytics and Data Governance solutions.

Together with you, we design and implement IT solutions to meet your business needs.

For more information, see: www.relationalfs.com

The EOS Group is one of the leading technology-driven financial investors and an expert in the processing of outstanding receivables. The company's core business is the purchase of unsecured and secured debt portfolios.

With over 45 years of experience, EOS offers some 20,000 customers in 26 countries around the world smart services for all their receivables management needs. Its focus is on banks and companies from the real estate, telecommunications, energy supply and e-commerce sectors. EOS employs more than 6,800 people and is part of the Otto Group.

For more information, see: www.eos-solutions.com

Servihabitat is the leading servicer on the Spanish market with more than 30 years of experience.

The Company provides advanced portfolio management services on corporate, mortgage and developer credit, as well as on real estate assets along its entire value chain or in a modular way based on the needs of the client or each project. The servicer works as a one-stop shop, in search of excellence whilst being result-oriented. The expert and multidisciplinary teams focus on offering valuable solutions in a fast and effective way.

For more information, see: www.servihabitat.com

Standard Sponsors

GCBE Advanced Solutions is a debt collection agency and debt portfolios acquiror leader in the Spanish market active in the whole debt management cycle both in unsecured and secured debt.

We are part of Cerberus Group, and we count with more than 40 years of experience in the market. Actually, we have almost 600 employees and more than €14.000 millions of AuM. We are very active on the Asset Sale market, having acquired more than 20 portfolios and €10.500 million of debt both secured and unsecured in the last 8 years.

Among our clients we have some of the main banks, financial institutions, servicers, investors and utilities and telco companies in the Spanish market.

GCBE Advanced Solutions es una agencia de recobro integral y comprador de cartera líder en el mercado español en todo el ciclo de gestión de la deuda tanto sin garantía como con garantía.

Somos parte del Grupo Cerberus y contamos con más de 40 años de experiencia en el mercado. Actualmente, tenemos una plantilla de casi 600 personas y gestionamos más de €14.000 millones de deuda. Estamos muy activos en la compra de carteras de deuda, habiendo adquirido en los últimos 8 años más de 20 carteras y €10.500 millones de deuda sin y con garantía.

Entre nuestros clientes están algunas de las principales entidades bancarias, entidades financieras, servicers, inversores y empresas energéticas y de telecomunicaciones del mercado español.

For more information, see: www.gcbe.es

AHORA Asset Management is an independent real estate boutique servicing company specialized in problematic residential scattered assets (NPLs and REOs). Founded in 2015, AAM has a proven track record managing over 25 portfolios and more than 9,000 residential units. Key to success is the methodology focused on internal mediation with debtors and tenants, preserving and enhancing client´s reputation and ESG principles.

For more information, see: www.ahoramanagement.com

Manteia is a fintech consultancy firm, with technologies and services dedicated to the financial market.

Through artificial intelligence and machine learning algorithms, it responds to the need for asset review and credit governance: maximizing the value of reference portfolios.

Being able to provide complete information and data are the drivers of our work: we provide support in all phases of the credit life in order to identify the best strategy for our prospects.

For more information, see: www.manteia.it


Founded in 2008, Hipoges is one of the leading Asset Management platforms in Southern Europe for distressed assets with over €47 billion of assets under management. We manage a broad spectrum of assets including residential mortgages, corporate & SME loans, Commercial Real Estate, unsecured loans, government & corporate receivables, and REO portfolios.

The services are provided along the whole investment cycle from due diligence to loan servicing and legal enforcement. With offices in Spain, Portugal, Greece and Italy and more than 1600 employees, Hipoges is ranked “Above Average” as a residential mortgage special servicer and “Average” as CRE special servicer by S&P.

For more information, see: www.hipoges.com

Prosperty Solutions: The Next Gen Tech Enabled Solutions for Real Estate Investors & Servicers

Prosperty Solutions is a leading PropTech company in Europe that is revolutionizing the real estate industry by simplifying, streamlining, and optimizing traditional collateral and real estate management, as well as commercialization for both institutional investors and retail clients alike.

Prosperty Solutions is a game-changer in the real estate industry, harnessing the latest technological innovations and data-powered decision-making to deliver a unique, holistic approach to operations, designed to drive asset performance and maximize portfolio returns, delivering unparalleled value to our clients.

At the core of our services is Prosperty Operating System (OS), the most advanced end-to-end SaaS platform for institutional real estate portfolio management and commercialization.

Prosperty OS is a cutting-edge cloud-based white-label enterprise platform that is designed to revolutionize the way that Institutional Investors and Servicers manage their real estate portfolios. By simplifying complex tasks, enabling workflow-based collaboration among all stakeholders, embedding data, and providing a secured, centralized location for all asset data, Prosperty OS empowers investors and operators to augment their capabilities and make informed decisions quickly and efficiently.

Prosperty OS is the most comprehensive platform available in the market today, offering a suite of integrated modules with embedded data layers, offering specialized digital modules spanning from collateral management, asset management, and property management to customer relationship management (CRM), white-label commercialization marketplace, supported by advanced data analytics and visualization tools. With Prosperty OS, users can efficiently orchestrate all relevant tasks, processes, and stakeholders over a single interface across the value chain, from the collateral stage through to the REO and every step in between, from acquisition to commercialization and exit.

Prosperty OS offers Investors and Servicers a range of powerful analytical tools utilizing advanced algorithms and machine learning techniques to help manage their portfolios with greater efficiency and transparency at scale and speed. Real-time performance insights, predictive analytics, and SLA/KPI monitoring enable proactive identification of potential issues, while a unified reporting scheme provides a comprehensive overview of asset performance to make informed decisions, unlock the full value of their assets, and reduce delays and risks.

Prosperty Solutions is a well-established and trusted partner for top-tier international institutional investors, financial institutions, and advisors. Our partnerships with companies such as DoValue, Pimco, Intrum, Cepal, EOS, EY, and NBG among others, allow us to leverage our extensive expertise, cutting-edge tools, and valuable insights to help our clients optimize their portfolio performance and achieve long-term success.

To learn more about how Prosperty Solutions can help your organization, please visit our website www.prospertysolutions.com or contact us today at info@prospertysolutions.com.

Servdebt is an independent Iberian NPL and REO Asset Management company with over 15 years of experience.

Our headquarters in Lisbon and our offices in Porto and Madrid are home to our specialized team, whose valuable know-how in the servicing of distressed debt allows us to deliver real-time information to clients, accelerate the decision-making process and maximise the value of their assets.

Servdebt offers extensive expertise in the provision of integrated services for the acquisition and management of distressed loan portfolios and real estate assets. We have been working with leading financial institutions and major international investors, providing the best NPL and REO solutions to guarantee that we deliver an end-to-end service to our clients, from market analysis and advisory services to valuation and asset recovery.

Our committed multidisciplinary team and our investment in technological infrastructures have been the key to our track record of multiple successful projects in what is considered a very challenging and rigid industry.

For the past 15 years, Servdebt has counted on a highly qualified, dynamic, friendly, and multicultural team who have continuously contributed to the company’s long-lasting success, helping us work towards the goal of being an international benchmark in loan servicing and property management, recognized for innovation and excellence in the provision of its services.

For more information, see: www.servdebt.com

Auctree is a real estate marketplace for distressed property investors. We help financial institutions transact NPL properties in the open market (NPLs, CDR’s and REOs without possession), while assisting retail investors in finding and underwriting opportunities.

We are a leading PropTech company in Europe, changing the way properties get transacted with the use of technology and AI.

For more information, see: www.auctree.com

Uría Menéndez is one of the most prestigious and innovative international law firms offering professional services of the highest quality.

Their capacity for innovation, profound analysis of the law and unwavering respect for deontological ethics have made them one of the leading firms across the Iberian and Latin American markets.

With almost 600 lawyers working in 16 different offices located in the most important financial centres of Europe, the Americas and Asia, they‘re able to fully represent clients across the globe.

For more information, see: www.uria.com


Leader in Southern Europe and operating in 5 countries: Italy, Greece, Spain, Portugal and Cyprus

With more than 20 years of experience and approximately €140 billion of assets under management, the doValue Group is the main operator in Southern Europe for the management of credit and real estate assets deriving from non-performing loans.

The doValue Group offer to its clients, either banks or investors, services for the management of portfolios of non-performing loans (NPL), unlikely to pay (UTP), early arrears and performing loans. The doValue Group is also active in the management and development of real estate assets deriving from non-performing loans (real estate owned, REO).

In addition, the doValue Group offers a broad set of ancillary services (master legal services, due diligence services, data management services and master servicing activities).

Since 2017, the shares of the doValue Group are listed on Borsa Italiana (today Euronext Milan). In June 2022 the shares of doValue have been admitted to the STAR segment of Euronext Milan.

For more information, see: www.dovalue.es

Associate Sponsors

My Credit S.p.A. is a company specialized in the investment and management of NPL and UTP secured portfolios, with the aim and task of creating a connection between the financial and real estate sectors.

The background of its team and the qualified know-how in the legal, finance and real estate areas allow an efficient management of credit and a maximization of returns. Thanks to My Credit method, the real economy becomes an added value which contributes to the achievement of the objectives of the business plan.

For more information, see: www.makeyourcredit.it/en

TARSSO is the law firm for companies, with comprehensive solutions in the legal and real estate fields. Technological innovation and the commitment of our team are keys to a formula that allows us to develop a pioneering model in the market, with a range of services that have never been combined before.

We have a highly specialised and cohesive team, with a solid track record and the ability to seek solutions beyond the conventional.

For more information, see: www.tarsso.com

A new attitude when offering asset life cycle services

Diglo is the new servicer on the market, born with the ambition of disrupting the sector, thanks to technology and digitization , as well as its closeness and flexibility. Diglo is an expert company in asset and debt management, with a nationwide presence.

The activity of the company consisted of Debt recovery management for all types of clients, Management and sale of real estate assets as well as all complementary services to these two lines of business.

For more information, see: www.digloservicer.com


We are a technology company specialized in credit risk management, fraud, marketing solutions and BPO. We help to make optimal decisions thanks to the analysis of large amounts of data that we convert into intelligent information, relying on Machine Learning and Artificial Intelligence. We offer advanced services and solutions to streamline asset valuation in the NPL market. Our services for asset portfolios are based on automation of management and customisation of the deliverable.

For more information, see: Gestión de Carteras NPL | Experian España


Founded in 1994, ANGECO is the non-profit organisation that brings together companies whose corporate purpose is to provide collection management services for unpaid amounts, both amicably and judicially.

The most important national companies dedicated to this activity, the national subsidiaries of the large European multinationals in the sector, as well as the most expert law firms in the field are represented in ANGECO.

ANGECO represents a sector that is essential to ensure the proper functioning of the credit cycle. The fact that Spain is the only country in Europe where there is no specific regulation for this activity, implies the need for self-regulation that actively promotes good practices and ethics in all actions and this is one of ANGECO's main tasks.

ANGECO belongs to the European Federation of National Associations of Debt Recovery Companies (FENCA) and is a full member of CEOE and CEPYME.

For more information, see: www.angeco.com

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