14th of February 2020, Prague
Digital Transformation in the Financial Services Sector

The second edition of the Transformace conference brought record numbers of participants and included five lively panel discussions and seven best-practice presentations featuring thirty leading experts from across the Financial Services and FinTech industry ecosystem. We would like to thank all of the Speakers, Moderators, Panelists and Sponsors who made this such a successful event.

The next edition of the Transformace conference will be held in early 2021.

  All sessions in Czech unless otherwise stated in the programme.
Sponsors & Partners
Premium Sponsor
Block Sponsor
Media Partner
Media Partner
Media Partner
Media Partner
Media Partner
Media Partner
Media Partner
Media Partner
Media Partner

Albert Piet van Veen
COO & Board Member
MONETA Money Bank

Maurick Schellekens
NN Životní pojišťovna

Margus Simson
Chief Digital Officer, Member of the Board
Komerční banka

Martin Vurm

Filip Zeman
Digital Banking Director
Česká spořitelna

Dušan Slimák
Head of Retail Loans Implementation
Tatra banka

Massimiliano Facchini
Senior Technology Consulting Executive

Jakub Sechter
Co-Founder and Chief Strategy Officer

Vladimír Šimek
Senior Solutions Architect
Amazon Web Services

Michal Vodrážka
Director of Financial Market Regulation Division III
Czech National Bank

Peter Pénzeš
Head of Resolution Section
Národná banka Slovenska

Michaela Lhotková
Executive Director Consumer Finance, Payments, Cards, Open Bankinsurance and Innovation

Josef Donát

Martin Sládeček
Open Banking Leader
Komerční banka

Martin Medek
Head of Open Banking
Česká spořitelna

Jan Blažek
Programme Manager

Pavel Riegger
Partner & Head of Advisory & Transaction Advisory Services in Central Europe

Pavel Novák

Štěpán Húsek

Adam Šoukal
CEO and Co-Founder

Jan Šovar
Partner and Lawyer

Kateřina Coops
Manager, Customer & Strategy

Jan Václavík
System Engineer

Petr Ložek

Filip Haering
Head Of Digital Identity Services
Česká spořitelna

Marek Smilovský
Manager/Financial Services Advisory

Filip Hanzlík
Leading Lawyer
Czech Banking Association

Marek Ditz
Managing Director

Dominik Stroukal
Chief Economist

Lucia Tóthová
FinTech Consultant

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All sessions in Czech unless otherwise stated in the programme.

Block 1: Czech and Slovak Market Update1: Czech and Slovak Market
Chaired by: 
Marek Ditz, Managing Director, SUPERNIUS, CZ
Keynote: Winners and losers in the digital war for clients
Pavel Riegger, Partner & Head of Advisory & Transaction Advisory Services in Central Europe, EY, CZ
Panel Discussion
  • Czech vs. Slovak digital transformation - what new developments has the market experienced in the last year? What can we learn from each other and where can we find inspiration?
  • How do European regulations, led by PSD2, transform the digitisation of financial services? Are market players sufficiently open and ready for full implementation?
  • What does the introduction of the banking identity mean for the Czech market and are banks ready to use its full potential? What is the situation in Slovakia?
  • What impact will the simplification of the on-boarding process as a result of BankID have on customer loyalty? How to survive customer churn and the battle to retain clients?
  • How is digitisation changing the insurance industry and insurance products? Is the market ready to open itself to new FinTechs and InsurTechs?
Dušan Slimák, Head of Retail Loans Implementation, Tatra banka, SK
Adam Šoukal, CEO and Co-Founder, Roger, CZ
Michaela Lhotková, Executive Director Consumer Finance, Payments, Cards, Open Bankinsurance and Innovation, ČSOB, CZ
Peter Pénzeš, Head of Resolution Section, Národná banka Slovenska, SK
Marek Smilovský, Manager/Financial Services Advisory, EY, CZ
Coffee Break
Block 2: Bank ID: Impact on the Market2: Bank ID
Chaired by: 
Josef Donát, Partner, ROWAN LEGAL, CZ
BankID: what potential does it have?
  • Key benefits of the Banking Law Amendment Act
  • Main impact of the change in AML Law
  • Key opportunities for banks, the financial market and bank clients
Josef Donát, Partner, ROWAN LEGAL, CZ
Panel Discussion
  • How will bank identity transform the financial services sector? Is the market prepared and ready?
  • Is there good communication between all players across the entire financial industry? How fast will full implementation be?
  • Are Czech clients ready to use BankID? Does the Czech market have the potential for blanket employment of digital identity?
  • How do banks prepare for the consequences? Can BankID lead to loss of client loyalty and ultimately, transformation of traditional banks?
Štěpán Húsek, Partner, Deloitte, CZ
Martin Sládeček, Open Banking Leader, Komerční banka, CZ
Filip Haering, Head of Digital Identity Services, Česká spořitelna, CZ
Jan Blažek, Programme Manager, ČSOB, CZ
Filip Hanzlík, náměstek výkonného ředitele, hlavní právník, Česká bankovní asociace, CZ
Short Break
Block 3: Digital Transformation as a Change of Mindset3: Change of Mindset
Chaired by: 
Dominik Stroukal, Chief Economist, Roklen, CZ
Digital transformation almost finished or just started?
  • Building digital team or digital transformation?
  • What is next now all your products are on line?
  • MONETA and next generation of financial services
Albert van Veen, COO & Board Member, MONETA Money Bank, CZ
Panel Discussion
  • Does the Czech financial services market already believe in the power and necessity of digital transformation, or is it perceived as an inconvenient must?
  • Where are the opportunities for significant cost reduction?
  • What, if any, has been the real impact of a shift towards agile management?
  • Are traditional financial services institutions still maintaining their position as the most active players in the market, or is the FinTech scene already catching up?
Margus Simson, Chief Digital Officer, Member of the Board, Komerční banka, CZ
Petr Ložek, Partner, PwC, CZ
Filip Zeman, Tribe lead Retail Daily Banking, Česká spořitelna, CZ
Martin Vurm, COO, ING, CZ
Maurick Schellekens, CEO, NN Životní pojišťovna, CZ
Block 4: (Fin)Tech Challengers4: (Fin)Tech Challengers
The Rise of a Paradigm Bank
  • How can the banking ecosystem be improved and upgraded?
  • Key operational aspects of the illimity Challenger Bank model
  • How can a bank be run without legacy systems?
Massimiliano Facchini, Managing Director, Technology Consulting Lead for Italy and Central Eastern Europe, Accenture, IT
618,000 Examples of Malicious Code per Minute
  • How does one of the world’s largest threat research laboratories work and what are the key benefits?
  • How to fight large scales of malicious code?
  • The role of Machine Learning and Artificial Intelligence in cyber security
Jan Václavík, Systems Engineer, Fortinet, CZ
AI & Machine Learning in Financial Services
  • Why do Financial Services companies use AWS?
  • How can AI/ML cloud services be used to innovate?
  • Successful Case Studies: from FinTech start-ups to incumbents
Vladimír Šimek, Senior Solutions Architect, Amazon Web Services, LU
Q & A
Coffee Break
Block 5: Open banking vs. reality5: Open banking vs. reality
Chaired by: 
Lucia Tóthová, FinTech Consultant, CZ
Case Study: FinTech Life Before And After PSD2 License
  • Receiving AISP authorisation - licencing procedure, initial experience, biggest tasks
  • Main challenges after AISP registration - connecting to bank accounts, degree of banking openness, EU passport, impact of regulation on start-ups
  • AML – issues with the specificity of Czech regulations and the rationale of AML/CFT requirements
Jakub Sechter, Co-Founder and Chief Strategy Officer, Spendee, CZ
Jan Šovar, Partner and Lawyer, FINREG PARTNERS, CZ
Pros and Cons: Open banking from client's perspective
  • What do customers really want and what do they think about CX KPMG data?
  • Is the main issue privacy and what can Financial Services companies do to build customer trust?
  • What are the key trends and developments expected in the next 12 months?
Kateřina Coops, Manager, Customer & Strategy, KPMG, CZ
Panel Discussion
  • How open is Czech banking and is it perceived as an opportunity or as an unwanted breach of personal space?
  • Is there good communication between FinTechs, banks and the Regulators? Can we expect a unification of API interfaces and the data provided by banks?
  • What is the main benefit of open banking market players? Should financial services open beyond their responsibilities?
  • How open is the Czech client? Are they willing to share their data with a non-banking company for an interesting product?
Martin Medek, Head of Open Banking, Česká spořitelna, CZ
Pavel Novák, CEO, Zonky, CZ
Michal Vodrážka, Director of Financial Market Regulation Division III, ČNB, CZ
End of the conference

Regular participants include

Andel's Hotel Prague
Stroupežnického 21
150 00 Prague 5
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Located in the popular 'Andel' district, the Vienna House Andel’s Prague stands for design, modern architecture and a warm welcome. Ideally suited for business travellers and holiday makers alike, both the hotel itself and the apartment complex are surrounded by cool shops, boutique stores and trendy restaurants, and the Old Town is within a walking distance.

Book a discounted room at the Andel's Hotel Prague taking advantage of preferential rates we have negotiated:
Please use this online form.

Delegates will include


Building Societies
FinTechs, Start-ups
Consumer Credit
Alternative Lenders
Legal Firms


Digital Transformation
Change Management
Risk Management
Product Management
Security and Fraud
IT and Development
575 EUR +VAT per person

by Friday 7th Feb
Special offer: 3 for 2

Register two delegates and get a third for free using code ‘T32‘ in the ‘Note‘ field of our Online Booking Form.

This discount is only available when all three delegate names are listed in ONE online booking/registration form, and cannot be claimed retrospectively or combined with other offers.

Price includes

  • Entrance to the conference venue
  • Access to the Conference App
  • Refreshments including drinks
  • Lunch


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