Founded in Greece in 1995, Relational FS has grown to become one of the leading international software solutions providers with a footprint in 35 countries within EMEA.
Our headquarters and global R&D team are based in Athens, which is nowadays an international center of excellence for many globally known IT companies. We also have offices in Romania as well as local presences in the UK, Kenya and Dubai.
With a wide range of business class software solutions, we address core industries such as banking, telcos, retail and government sector, and we proudly serve over 300 corporate customers. We deliver Loan Origination, Loan Management and Debt Management solutions through our own i-Apply, LMS and AroTRON products. Our long-lasting partnership with a number of international software vendors such as SAP, Informatica and BMC allows us to also offer Business Service Management, Analytics and Data Governance solutions.
Together with you, we design and implement IT solutions to meet your business needs.
For more information, see: www.relationalfs.com
As financial institutions around the world continue to focus on deleveraging their balance sheets, Allen & Overy has been at the forefront of the market, advising both governments, buyers and sellers of NPLs and we are well placed to setup and manage the legal aspects of SPVs for this purpose.
We are considered to be the premier firm across a range of banking and capital markets products and are able to bring together teams from across our leading practices in complementary areas such as funds, regulatory, debt capital markets, derivatives and securitisation to cover every aspect of a proposed transaction.
For more information, see: www.allenovery.com
The EOS Group is one of the leading technology-driven financial investors and an expert in the processing of outstanding receivables. The company's core business is the purchase of unsecured and secured debt portfolios.
With over 45 years of experience, EOS offers some 20,000 customers in 26 countries around the world smart services for all their receivables management needs. Its focus is on banks and companies from the real estate, telecommunications, energy supply and e-commerce sectors. EOS employs more than 6,800 people and is part of the Otto Group.
For more information, see: www.eos-solutions.com
Societe Generale, one of Europe's leading financial services groups and a major player in the economy for over 150 years, supports 30 million clients every day with 133,000 staff in 61 countries.
Our Group draws on our European roots to develop our business internationally. Our unique geographic positioning enables us to connect Europe, Russia, and Africa with major global financial centres in Asia and the Americas.
The Group combines financial strength, proven expertise in innovation and a sustainable growth strategy with the objective of creating value for all our stakeholders. We seek to be a trusted partner in the projects of those building tomorrow's world today.
This commitment guides our mission: to protect and manage assets and savings, finance projects, protect clients in their both their day-to-day lives and in their professional activities, ensure secure transactions and offer the best technological solutions.
At the heart of linking issuers and investors
Our asset backed products offering is the centre of expertise and single entry point for engineering, distribution and trading of ABS-type securitised products, trade receivables and structured loans. Our Asset Backed Products' activity is exclusively focused on clients - corporates, financial institutions, insurance companies - and investors in a wide sense, such as private equity, fund managers, specialised funds, hedge funds.
Our capability to embrace in an orderly and disciplined manner all structured credit activities on a global scale allows us to deliver you tailor-made credit backed solutions for our clients while ensuring proper risk control and management.
For more information, see: www.societegenerale.com
AHORA Asset Management is an independent real estate boutique servicing company specialized in problematic residential scattered assets (NPLs and REOs). Founded in 2015, AAM has a proven track record managing over 25 portfolios and more than 9,000 residential units. Key to success is the methodology focused on internal mediation with debtors and tenants, preserving and enhancing client´s reputation and ESG principles.
For more information, see: www.ahoramanagement.com
Founded in 2009 Taurus Ibérica Asset Management is one of the leading real estate managers and brokers in Spain specialized in distressed assets with a portfolio of over 200,000 assets under management. Independent and without conflict of interests we count with +120 branches nationwide, and over 450 local sales reps. We manage all asset classes nationwide including residential, industrial, commercial, land and WIP.
Our Advisory team specialized in pricing of secured assets has performed > 1.5 millon valuations since 2009. Our team of 25 analysts experts in different asset classes and regions and +450 local experts give us a unique market sentiment, which together with one of the largest real estate databases of the market and our proprietary valuation system have been helping investors price and acquire secured portfolios.
For more information, see: www.taurusiberica.com
wideStreet - The Future of NPL Trading
wideStreet overcomes limitations of the current NPL market and takes NPL trading to a new level. We are a cross-jurisdictional, multilateral marketplace for UTP and NPLs open to sellers, buyers and loan servicers.
wideStreet combines latest legal and fintech innovations and fully digitizes the trading process. wideStreet collects, validates, and enhances loan data for the sell-side providing analytics and transparency to the buy-side while ensuring compliance with the EBA loan data standards. We are providing smart solutions for regulatory-driven loan trades in the banking sector.
For more information, see: www.widestreetmarkets.com
Hipoges
Founded in 2008, Hipoges is one of the leading Asset Management platforms in Southern Europe for distressed assets with over €47 billion of assets under management. We manage a broad spectrum of assets including residential mortgages, corporate & SME loans, Commercial Real Estate, unsecured loans, government & corporate receivables, and REO portfolios.
The services are provided along the whole investment cycle from due diligence to loan servicing and legal enforcement. With offices in Spain, Portugal, Greece and Italy and more than 1600 employees, Hipoges is ranked “Above Average” as a residential mortgage special servicer and “Average” as CRE special servicer by S&P.
For more information, see: www.hipoges.com
Prosperty Solutions: The Next Gen Tech Enabled Solutions for Real Estate Investors & Servicers
Prosperty Solutions is a leading PropTech company in Europe that is revolutionizing the real estate industry by simplifying, streamlining, and optimizing traditional collateral and real estate management, as well as commercialization for both institutional investors and retail clients alike.
Prosperty Solutions is a game-changer in the real estate industry, harnessing the latest technological innovations and data-powered decision-making to deliver a unique, holistic approach to operations, designed to drive asset performance and maximize portfolio returns, delivering unparalleled value to our clients.
At the core of our services is Prosperty Operating System (OS), the most advanced end-to-end SaaS platform for institutional real estate portfolio management and commercialization.
Prosperty OS is a cutting-edge cloud-based white-label enterprise platform that is designed to revolutionize the way that Institutional Investors and Servicers manage their real estate portfolios. By simplifying complex tasks, enabling workflow-based collaboration among all stakeholders, embedding data, and providing a secured, centralized location for all asset data, Prosperty OS empowers investors and operators to augment their capabilities and make informed decisions quickly and efficiently.
Prosperty OS is the most comprehensive platform available in the market today, offering a suite of integrated modules with embedded data layers, offering specialized digital modules spanning from collateral management, asset management, and property management to customer relationship management (CRM), white-label commercialization marketplace, supported by advanced data analytics and visualization tools. With Prosperty OS, users can efficiently orchestrate all relevant tasks, processes, and stakeholders over a single interface across the value chain, from the collateral stage through to the REO and every step in between, from acquisition to commercialization and exit.
Prosperty OS offers Investors and Servicers a range of powerful analytical tools utilizing advanced algorithms and machine learning techniques to help manage their portfolios with greater efficiency and transparency at scale and speed. Real-time performance insights, predictive analytics, and SLA/KPI monitoring enable proactive identification of potential issues, while a unified reporting scheme provides a comprehensive overview of asset performance to make informed decisions, unlock the full value of their assets, and reduce delays and risks.
Prosperty Solutions is a well-established and trusted partner for top-tier international institutional investors, financial institutions, and advisors. Our partnerships with companies such as DoValue, Pimco, Intrum, Cepal, EOS, EY, and NBG among others, allow us to leverage our extensive expertise, cutting-edge tools, and valuable insights to help our clients optimize their portfolio performance and achieve long-term success.
To learn more about how Prosperty Solutions can help your organization, please visit our website www.theprosperty.com or contact us today at info@prospertysolutions.com.
Servdebt is an independent Iberian NPL and REO Asset Management company with over 15 years of experience.
Our headquarters in Lisbon and our offices in Porto and Madrid are home to our specialized team, whose valuable know-how in the servicing of distressed debt allows us to deliver real-time information to clients, accelerate the decision-making process and maximise the value of their assets.
Servdebt offers extensive expertise in the provision of integrated services for the acquisition and management of distressed loan portfolios and real estate assets. We have been working with leading financial institutions and major international investors, providing the best NPL and REO solutions to guarantee that we deliver an end-to-end service to our clients, from market analysis and advisory services to valuation and asset recovery.
Our committed multidisciplinary team and our investment in technological infrastructures have been the key to our track record of multiple successful projects in what is considered a very challenging and rigid industry.
For the past 15 years, Servdebt has counted on a highly qualified, dynamic, friendly, and multicultural team who have continuously contributed to the company’s long-lasting success, helping us work towards the goal of being an international benchmark in loan servicing and property management, recognized for innovation and excellence in the provision of its services.
For more information, see: www.servdebt.com
Deloitte can assist with identifying ways to maximise value from non-core assets through deleveraging, rigorous planning and asset management. Entering the loan portfolio transactions market is a key tool in any deleveraging programme, providing a rapid source of capital raising. Furthermore, regulatory change and market pressures mean that capital optimisation is increasingly critical for financial institutions and the viability of their business models.
We advise holders, sellers and buyers of non-core assets and under performing loan portfolios in deleveraging, portfolio management and investment strategies. Working closely with financial institutions in their capital planning is also core to our business proposition.
For more information, see: www.deloitte.com
The Credit Services Association (CSA) is the only national trade association in the UK for organisations active in the debt collection and purchase industry. Our membership employs nearly 11,000 people, held over £30bn of consumer debt for collection last year across over 25million accounts, and they held nearly £4bn of commercial debts in over 1.5million commercial accounts. Our members act on behalf of a large and diverse range of creditors including banks and utility companies, and comprises specialist organisations such as tracing agencies and law firms.
The CSA also belongs to the Federation of European National Collections Association (FENCA).
For more information, see: www.csa-uk.com
Founded in 1998, UNIREC is the National Union of Companies for the Protection of Credit. It is a member of Confindustria Innovative and Technological Services and FENCA, the European Federation of National Associations of Debt Collection Companies. It brings together nearly 200 companies, accounting for over 70% of the Italian debt collection market.
UNIREC represents the guarantee of an ethical approach between creditors and consumers through its best practices, including a rigid entry selection, continuous monitoring, the adoption and compliance with a strict disciplinary code. It also promotes service excellence and professional growth through the provision of training courses.
For more information, see: www.unirec.it
The Federal Association of Loan Purchase and Servicing (‘Bundesvereinigung Kreditankauf und Servicing’ or BKS) is based in Berlin and represents the interests of buyers, servicers and various other specialised investors involved in the purchase and servicing of non-performing loans (NPL) from credit originators in Germany since 2007.
Our goal is to develop market standards and best practices for the transfer, trade and management of non-performing loans. We offer several platforms that promote the exchange of ideas and experiences. We also host conferences, roundtables and training events on a regular basis and have established several working groups on specific topics. We are doing research on the German NPL market and we share our findings in printed as well as in digital publications several times a year.
At the same time, we enhance our industry’s reputation through effective self-regulation and by developing and maintaining corporate governance rules and ethical guidelines for dealing with debtors.
For more information, see: www.bks-ev.de
Founded in 1994, ANGECO is the non-profit organisation that brings together companies whose corporate purpose is to provide collection management services for unpaid amounts, both amicably and judicially.
The most important national companies dedicated to this activity, the national subsidiaries of the large European multinationals in the sector, as well as the most expert law firms in the field are represented in ANGECO.
ANGECO represents a sector that is essential to ensure the proper functioning of the credit cycle. The fact that Spain is the only country in Europe where there is no specific regulation for this activity, implies the need for self-regulation that actively promotes good practices and ethics in all actions and this is one of ANGECO's main tasks.
ANGECO belongs to the European Federation of National Associations of Debt Recovery Companies (FENCA) and is a full member of CEOE and CEPYME.
For more information, see: www.angeco.com