8 Dec 2022

The publication reviews the latest non-performing loan (NPL) trends in 17 countries 2 in central, eastern and south-eastern Europe (CESEE). This edition focuses...

1 Nov 2022

Banks are facing a number of challenges. We expect the higher risks in energy and energy-intensive lending alongside the impact of higher rates and a slowing...

25 Oct 2022

Our Research Department provides clear interpretations of the economic-financial dynamics and market trends with its research and in-depth analysis.

18 Oct 2022

As announced in its Action Plan of 16 December 2020, the Commission, in close cooperation with members and observers of the Commission’s NPL Advisory Panel,...

11 Oct 2022

Despite a backdrop of increasing economic uncertainty, activity levels in the European loan portfolio market have remained high. Our latest European report...

5 Sep 2022

This commentary analyses the performance of European non-performing loan (NPL) transactions publicly rated by DBRS Morningstar. It is based on the latest...

11 Jul 2022

The European non-performing loan landscape looks very different in 2022, with large deals driven by urgent government regulation supplanted by small but steady...

28 Jun 2022

The impact of the Covid-19 pandemic on bank credit risk in the European Union (EU) and the broader central, eastern and south-eastern European (CESEE) region...

29 Mar 2022

NPL transactions continued in the first quarter of 2022. Spain and Portugal were the most active jurisdictions with our Madrid, Barcelona and Lisbon offices...

21 Jul 2021

While regulated Irish lenders seem well-prepared for any increases in PDH mortgage arrears cases, the Central Bank wants those lenders to address key issues in...

28 Jun 2021

The global COVID-19 pandemic has emerged as an unprecedented event that required extraordinary measures from governments across the world to re-ensure economic...

1 May 2021

Since the enactment of the communiqué governing the foundation and operations of NPL investment and servicing platforms (so-called Asset Management Companies,...

15 Apr 2021

Snapshot on the status of implementation of the EU Restructuring Directive in selected Member States and the new English scheme.

12 Apr 2021

While the overall European non-performing loan (NPL) market has been in decline since its peak in 2018, the ongoing impact of COVID-19 may soon change things.

1 Apr 2021

In this NPL Update, we analyse the Irish NPL landscape following the end of the industry-wide payment breaks, current arrears levels for primary dwelling-house...

9 Mar 2021

Model estimates of NPLs of a large sample of banks in the euro area suggest that macro-economic factors drive NPLs. This implies that the NPL-ratio may not...

4 Mar 2021

In this study we examine the experience of Member States with Asset Management Companies (AMCs) to understand their opportunities and risks, and deeper...

3 Mar 2021

With asset quality uncertain, strategic management of non-performing loans (NPLs) is key to supporting profitability and customers. - The prolonged economic...

12 Feb 2021

Building on earlier EGOV papers, this briefing addresses the evolution of non-performing loans (NPLs) over time, the EU regulatory and supervisory approaches to...

4 Feb 2021

Throughout the CEE/SEE region, the gross NPE ratio has more than halved from its peak of 9.8 % in the first half of 2014 (when we published the second edition...

31 Dec 2020

This paper looks at financial resilience in the banking sector from a regulatory and industry perspective, from the initial measures taken to support banks and...

18 Nov 2020

In the wave of the COVID-19 pandemic, there has been a significant increase in debt held by both consumers and companies. Over the coming years, we expect to...

18 Jun 2020

In the aftermath of the global financial crisis of 2008-09, the CESEE region became heavily burdened with the accumulation of non-performing loans (NPLs) ...

9 Sep 2019

The Non-Performing Loan (NPL)Monitor is the semi-annual publication of the NPL Initiative, a subset of the Vienna Initiative. The ...

5 Mar 2019

Over the past 12 months, we have assisted clients pursuing NPL transactions in the UK, Ireland, Spain, Portugal, Italy, Germany, Greece, Cyprus and China....